Homeownership Made Simple and Accessible
Welcome to Prime Legacy Mortgage Group!
We’re here to help you turn your homeownership dreams into reality. Serving clients in Mississippi, Georgia, and Alabama, we specialize in mortgage programs designed to fit the needs of first-time homebuyers and self-employed entrepreneurs alike.Whether you’re looking for down payment assistance to make buying your first home more affordable or a flexible financing solution tailored for entrepreneurs, Prime Legacy is ready to guide you every step of the way.
Entrepreneur Loan Program
Exclusive Home Loan Options for Self-Employed Professionals!
Disclaimer
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A conventional loan is a type of loan that doesn't have government backing or insurance, unlike FHA, VA, and USDA loans, which are insured by the government.
FHA home loans are mortgage loans that are insured against default by the Federal Housing Administration (FHA). FHA loans are available for single family and multifamily homes. These home loans allow banks to continuously issue loans without much risk or capital requirements. The FHA doesn't issue loans or set interest rates, it just guarantees against default.
The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families.
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $766,550 in most counties, as determined by the Federal Housing Finance Agency (FHFA). Homes that exceed the local conforming loan limit require a jumbo loan.
Prime Legacy Mortgage group offers an array of mortgage solutions for entrepreneurs, contractors, entertainer, lottery winners or anyone who may not fit "traditional" income documentation requirements.
Ms Benson and her team did an awesome job to help secure my dream home!!! They were prompt and very responsive if I had any questions. This will be my 3rd home purchase and this one was the worst. I was rejected by 4 other lenders and Prime had me closed in 21 days. Working with her and her team was worth the other 4 previous lenders just to be able to work with excellence
I would like to give a shout out to the whole team of Prime Legacy…Quanyatta, Osharia and Lakeisia, just to name a few! Team work makes the dream work and they live by that model! Everyone was professional, friendly, kind and patient with me! Very good communication skills! Without them and God, I wouldn’t be a homeowner today. I am very pleased with this mortgage company and will most likely refer them to others!
Pauline Blankson
I would like to give a shout out to the whole team of Prime Legacy…Quanyatta, Osharia and Lakeisia, just to name a few! Team work makes the dream work and they live by that model! Everyone was professional, friendly, kind and patient with me! Very good communication skills! Without them and God, I wouldn’t be a homeowner today. I am very pleased with this mortgage company and will most likely refer them to others!